金融学院丁宇刚老师在风险管理和保险学顶刊JRI发表文章
近日，广东外语外贸大学金融学院副教授、金融开放发展研究院研究员丁宇刚与上海外国语大学邓佩云老师合作的学术论文《Son preference, children's gender, and parental commercial pension demand》于国际重要期刊《Journal of Risk and Insurance》在线发表。
论文链接：
https://doi.org/10.1111/jori.70036
期刊简介：
《Journal of Risk and Insurance》是风险管理与保险学领域国际顶级期刊，致力于探讨保险经济学与风险管理相关理论与实证研究。该杂志上发表的研究成果为保险市场的实践操作、政策制定与监管工作，以及企业及家庭的风险管理活动提供了重要的参考依据。
Abstract
This paper examines how sex ratios affect household commercial pension demand in a patrilocal society. Exploiting the cross-county variations in sex ratios, we estimate the sex-ratio effects on parental pension decision-making in the first-son families relative to the first-daughter ones. We find that a one-standard-deviation increase in the local sex ratio would decrease commercial pension take-up by 1.08 percentage points, or 51.6 percent, for parents with a firstborn son compared with those with a firstborn daughter. We also observe similar patterns in the premium contribution of commercial pensions. Mechanism analyses suggest that the pension disparity by the first child's gender is attributed to external financial support and intensive competition caused by oversupplied men in the marriage market.
Keywords: China, commercial pension, sex imbalance, son preference
作者简介
丁宇刚，广东外语外贸大学金融学院副教授，云山青年学者，风险管理与保险系主任，北京大学应用经济学（风险管理与保险学）博士。在《Journal of Risk and Insurance》《Journal of Risk and Uncertainty》《金融研究》《管理评论》等国内外权威期刊发表论文十余篇。主持国家自然科学基金青年项目以及多个省部级项目。
图文：金融学院
编辑：孔思琦 敬子琪
初审：丁宇刚 屈凡恺
复审：张浩 张璇
终审：徐昶斌
